Title : Here is the Right Fast Loan Facility for UMR Salary Employees
link : Here is the Right Fast Loan Facility for UMR Salary Employees
Here is the Right Fast Loan Facility for UMR Salary Employees
Need a loan fast funds for urgent needs but the salary range is only Rp. 3 million to Rp. 4 million? No need to be discouraged, because there are still many roads to Rome. Where there is a need, funds can be sought there. In this case, according to these conditions, Kredivo could be a solution for you.

As an online credit facility as well as a loan of funds, the requirements for being able to register for a Kredivo are fairly easy, including:
- You are a citizen who is at least 18 years old.
- You have a fixed monthly income of at least Rp. 3 million.
- Based in the Greater Jakarta area, Bandung, Surabaya, Medan, Palembang, Semarang, Bali, Yogyakarta, Solo, Malang, Makassar, Cirebon, or Sukabumi.
Register a Premium Kredivo Account, Can Get a Limit of up to IDR 30 Million
If you meet the main requirements points above, you can download the Kredivo application on the Google Play Store or App Store, then register directly by choosing between a Basic or Premium account. If you want to get a bigger limit, you should immediately register for a Premium account. Especially if the main purpose is to borrow some funds because the fast cash loan facility at Kredivo is only available to Premium users.
To register as a Premium user, the process is as easy as the registration requirements. Among others, it only includes uploading photo ID cards, uploading selfies, filling out personal data forms, connecting an internet banking account as proof of income, and also connecting 1 of your active e-commerce accounts and having a transaction history as proof of current domicile. All registration processes are carried out and submitted online only through the Kredivo application.
Within 1 x 24 hours after submitting registration, you will receive information in the application or email regarding the registration status: accepted or rejected. If approved, you will immediately be given a number of credit limits. But if it's rejected, you can try to register again in the next 3 months. A few tips to get your account registration approved by Kredivo, make sure you upload the required data or documents correctly, legible, and valid. In addition, also make sure that the internet banking account that you connect to is active. In a sense, there is a steady stream of income and expenditure every month.
Best & Friendly Low Loan Interest Rates
No need to worry about interest rates. Because, Kredivo has a fixed interest rate of 2.95% per month for loan funds or installment goods. For this type of fast loan, Kredivo's interest rates are arguably the best and friendly low for those of you who have a UMR salary range, so the monthly installments are not so burdensome.
How much a loan can be submitted through Kredivo? The answer depends on your needs and also the credit limit you have. Broadly speaking, the types of loans at Kredivo are divided into two: mini loans and jumbo loans. For mini loans, the minimum loan amount starts from IDR 500,000 with a 30-day tenor. For jumbo loans, the minimum loan amount starts from Rp. 1 million with a 3/6 month tenor option.
While for the maximum amount of loans that you can submit through Kredivo, there are a number of credit limits for a 6-month tenor. Which is the amount can vary each individual. For example, overall the total limit that you get is Rp. 15 million. Available for a 6-month tenor is Rp. 7 million. Then that's the maximum amount that you can borrow.
Take advantage of the Upgrade Kredivo Limit Feature
The number of limits that you have at this time is certainly given with special calculations that are tailored to your financial capacity. Usually, the greater the amount of income, the greater the credit limit obtained. Vice versa. Don't worry, as time goes by if you experience a salary increase, you can actually apply increase or upgrade a credit limit of up to Rp 30 million through the features available in the Kredivo application. However, there are several conditions that must be met to be able to use this one feature, including:
- Can show evidence of an increase in income by reconnecting an internet banking account or BPJS Employment.
- Already registered as a Premium Kredivo user for at least 3 months.
- Have an active account, there is a transaction history, and do not have delinquent bills.
Don't wait for anything else, let's try to register for Kredivo now!
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