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Title : The Importance of Insurance When Retiring in the Future
link : The Importance of Insurance When Retiring in the Future

The Importance of Insurance When Retiring in the Future

Protection against the presence of risk factors that occur whenever someone happens is very necessary so as not to harm those who experience. Insurance as the most profitable pension savings this is a means of transferring risk from one party to another in this case to the insurance company.

Definition of Insurance

"Insurance or coverage is an agreement with which a guarantor binds himself to an insured, by receiving a premium, for reimbursement to him because of an expected damage or loss of profit which may of course be suffered due to an uncertain event" according to the contents of the KUHD article 246.

Insurance as the most profitable pension savings will protect you from an economic perspective in the future. Such unexpected expenses that can even occur when no longer working or entering your retirement.

Benefits of Pension Fund Insurance

You need to understand the reasons, benefits, and advantages of insurance as the most profitable pension savings. So it feels very important for your financial protection.

Here are some of the advantages of: pension fund insurance so you can start to consider registering yourself as an insurance customer immediately.

1. You no longer work when you retire around the age of 55 years. That means you don't have income.


2. Having no income does not mean you have to cover it with expenses. That is impossible. The only way is to have an investment.


3. Your savings are not something you can always depend on. If you do not have other assets when needed for a large enough financing, then as time goes by it will thin out the amount of balance in the savings you have.


4. As you age, some needs such as the need for health will increase. This means the cost of your needs will also increase so it needs to be balanced with revenue.


5. You can no longer work to continue to earn income. Your age has passed the productive period so you should have started to enjoy your resting time with family.


6. If you experience an illness or accident that causes you to not be able to generate income anymore, it means the backbone of the breadwinner must be charged to your partner to be able to survive.

Thus the article The Importance of Insurance When Retiring in the Future

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